CCB Calculator
July 2025 – June 2026 · Official CRA rates

Canada Child Benefit Calculator

Estimate your monthly and yearly CCB in seconds — and see exactly how the Canada Revenue Agency reduces it as your income rises.

The benefit is higher for children under 6.
Under 6Born after Jul 2019
1
Aged 6 to 17School age
1
Your family's net income from last year's tax return (line 23600 for you and your spouse, combined).
$
Your estimated Canada Child Benefit
$0 / month
$0 per year

How this estimate is calculated

This is an estimate, not an official figure. It uses the CRA's published July 2025–June 2026 rates and the standard AFNI reduction formula. Your actual payment can differ (shared custody, the child disability benefit, or provincial top-ups). Confirm your exact amount with the Canada Revenue Agency.

What is the Canada Child Benefit?

The Canada Child Benefit (CCB) is a tax-free monthly payment from the Canada Revenue Agency that helps families with the cost of raising children under 18. How much you receive depends on two things: how many children you have and their ages, and your adjusted family net income (AFNI) from the previous tax year.

$7,997Maximum per year, per child under 6 (2025–26)
$6,748Maximum per year, per child aged 6 to 17
$37,487Income up to which you get the full benefit
Tax‑freeThe CCB is never taxed and doesn't reduce other benefits

How the benefit is reduced by income

If your AFNI is below $37,487, you receive the full maximum for every child. Above that, the CRA reduces the benefit in two stages:

• From $37,487 to $81,222 — reduced by 7% of the income over $37,487 for one child, 13.5% for two, 19% for three, and 23% for four or more.
• Above $81,222 — a fixed reduction applies, plus a smaller rate (3.2% / 5.7% / 8% / 9.5%) on the income beyond $81,222.

This calculator applies that exact formula and shows each step in the breakdown above, so you can see why your number is what it is — not just the final figure.

Frequently asked questions

When is the CCB paid?

The CCB is paid monthly, usually on the 20th (or the last business day before it). The July 2025 to June 2026 amounts are based on your 2024 tax return.

Do I need to apply every year?

No. Once you're enrolled, the CRA recalculates your benefit each July automatically — as long as you and your spouse file your taxes every year.

What counts as adjusted family net income?

It's the combined net income (line 23600) of you and your spouse or common-law partner, minus certain amounts like registered disability savings plan income. For most families it's simply your household's net income from the tax return.

Does the province I live in change my CCB?

The federal CCB is the same across Canada. Several provinces and territories add their own child benefit on top — those are separate from this estimate.

Is the Canada Child Benefit taxable?

No. The CCB is completely tax-free. You don't report it as income, and it doesn't reduce your other tax credits.